What We Offer
Professional Liability
Using our experience to provide innovative solutions when you need them
Errors and omissions insurance allows experts to confidently meet the needs of their customers without worrying about allegations of negligence or misrepresentation. Applied Financial Lines helps businesses grow and thrive knowing their professionals can operate without the constraint of a potentially devastating lawsuit.
We tailor coverage for firms of all sizes from sole proprietorships to large national firms and have the expertise to underwrite a wide variety of classes. Our coverages are available nationwide and come with fast, professional services with a deep understanding of the Excess & Surplus lines marketplace.
Accountants & Lawyers
With our specialized knowledge of the accounting and legal professions, we tailor coverage to each firm’s needs.
Product Details
- Lawyers Professional Liability (LPL)
- Accountants Professional Liability (APL)
- Law firms and accounting firms with more than 10 professionals
- Limits up to $5M/$10M
- Minimum deductible $5,000
- Minimum premium $10,000
Applications
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Architects & Engineers
Architects and engineers can rely on us to understand their unique requirements for liability coverage.
Product Details
- Limits up to $5M
- Minimum deductible: $5,000
- Defense outside the limit
- Minimum premium $5,000
- Excess Professional Liability
- Pollution coverage
Cyber Risk Insurance
Our intense focus on emerging and evolving cyber risks helps organizations confidently operate in today’s world.
Product Details
- Up to $15M aggregate limits
- Excess Only
- Cyber/Tech E&O
- Wholesale Only
- Rated ‘A-’ (Excellent) by AM Best
- The European Union (EU), Israel, and United States
Miscellaneous Professional Liability
When professionals need to mitigate liability risk, our team can customize coverage to suit a variety of needs.
Product Details
- Limits up to $5M
- Minimum deductible $2,500
- Minimum premium $2,500
- Defense outside the limit
- Excess Professional Liability
- Pollution coverage
RC Pro Europe and Middle East
Not applicable
Resources
Completed applications can be emailed to your Applied Financial Lines underwriter or contact us for more information.
More Offers
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Offered through both Admitted and Excess & Surplus lines carriers, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.
©2026 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best.
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