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What We Offer

Professional Indemnity Liability

Using our experience to provide innovative solutions when you need them

Errors and omissions insurance allows experts to confidently meet the needs of their customers without worrying about allegations of negligence or misrepresentation. Applied Financial Lines helps businesses grow and thrive knowing their professionals can operate without the constraint of a potentially devastating lawsuit.

We tailor coverage for firms of all sizes from sole proprietorships to large national firms and have the expertise to underwrite a wide variety of classes. Our coverages are available nationwide and come with fast, professional services with a deep understanding of the Excess & Surplus lines marketplace.

Product Details

  • Rated ‘A-’ by AM Best; Financial Size Category XI

  • Architects, Engineers & Contractors

    • Architects & Engineers Professional Liability (A&E) Application

    • Miscellaneous Professional Liability (MPL) Application

    • Contractors Professional Liability (CPL) Application

    • Limits up to $5M/$10M

    • Minimum deductible: $5,000

    • Defense outside the limit

    • Minimum premiums

      • $2,500 for MPL

      • $5,000 for A&E and CPL

    • Excess Professional Liability

    • Pollution Coverage

  • Lawyers and Accountants

    • Lawyer’s Professional Liability (LPL)

    • Accountant’s Professional Liability (APL)

    • Law firms and accounting firms with more than 10 professionals

    • Limits up to $5M/$10M

    • Minimum deductible $5,000

    • Minimum premium $10,000

We’re here to help

Speak with an underwriter

Applied Financial LInes

Offered through both Admitted and Excess & Surplus lines carriers, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.

©2025 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best.

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